/*
  Sancov Insurance Group, portable static website
  Brand palette supplied by the client.
*/

:root {
  --ocean: #1f6f73;
  --ocean-deep: #15555a;
  --sea-glass: #6da9aa;
  --mist: #c9dce0;
  --sand: #eadcc6;
  --cream: #f6f1e6;
  --cream-light: #fffaf2;
  --coral: #e76f51;
  --terracotta: #c96b46;
  --ink: #183a3d;
  --ink-soft: #4d6262;
  --line: rgba(31, 111, 115, 0.17);
  --white: #fffdf9;
  --shadow-sm: 0 12px 30px rgba(35, 63, 61, 0.09);
  --shadow-md: 0 22px 55px rgba(35, 63, 61, 0.14);
  --shadow-lg: 0 34px 90px rgba(35, 63, 61, 0.18);
  --radius-sm: 0.75rem;
  --radius-md: 1.35rem;
  --radius-lg: 2rem;
  --radius-pill: 999px;
  --container: 1180px;
  --header-height: 86px;
  --font-display: "Cormorant Garamond", Georgia, serif;
  --font-body: "Montserrat", Arial, sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header-height) + 1.5rem);
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--cream-light);
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

body.nav-open {
  overflow: hidden;
}

img,
picture,
svg {
  display: block;
  max-width: 100%;
}

img {
  height: auto;
}

a {
  color: inherit;
  text-decoration-thickness: 0.08em;
  text-underline-offset: 0.2em;
}

a:hover {
  color: var(--ocean);
}

button,
input,
select,
textarea {
  font: inherit;
}

button,
.button {
  -webkit-tap-highlight-color: transparent;
}

h1,
h2,
h3,
h4,
p,
ul,
ol,
blockquote,
figure {
  margin-top: 0;
}

h1,
h2,
h3,
h4 {
  color: var(--ink);
  font-family: var(--font-display);
  font-weight: 500;
  letter-spacing: -0.02em;
  line-height: 1.03;
}

h1 {
  font-size: clamp(3.35rem, 8vw, 6.9rem);
}

h2 {
  font-size: clamp(2.65rem, 5vw, 4.65rem);
}

h3 {
  font-size: clamp(1.75rem, 3vw, 2.45rem);
}

h4 {
  font-size: 1.45rem;
}

p:last-child,
ul:last-child,
ol:last-child {
  margin-bottom: 0;
}

::selection {
  color: var(--white);
  background: var(--ocean);
}

:focus-visible {
  outline: 3px solid rgba(231, 111, 81, 0.72);
  outline-offset: 4px;
}

.skip-link {
  position: fixed;
  z-index: 1000;
  top: 0.75rem;
  left: 0.75rem;
  padding: 0.75rem 1rem;
  transform: translateY(-150%);
  border-radius: var(--radius-pill);
  color: var(--white);
  background: var(--ocean-deep);
  font-size: 0.82rem;
  font-weight: 700;
  transition: transform 180ms ease;
}

.skip-link:focus {
  transform: translateY(0);
}

.container {
  width: min(calc(100% - 2rem), var(--container));
  margin-inline: auto;
}

.container--narrow {
  width: min(calc(100% - 2rem), 850px);
  margin-inline: auto;
}

.section {
  position: relative;
  padding-block: clamp(4.75rem, 8vw, 8.5rem);
}

.section--compact {
  padding-block: clamp(3.5rem, 6vw, 5.5rem);
}

.section--cream {
  background: var(--cream);
}

.section--mist {
  background: linear-gradient(145deg, rgba(201, 220, 224, 0.8), rgba(246, 241, 230, 0.55));
}

.section--ocean {
  overflow: hidden;
  color: var(--white);
  background:
    radial-gradient(circle at 18% 15%, rgba(109, 169, 170, 0.38), transparent 31%),
    radial-gradient(circle at 92% 80%, rgba(231, 111, 81, 0.2), transparent 27%),
    var(--ocean-deep);
}

.section--ocean h2,
.section--ocean h3,
.section--ocean p,
.section--ocean a {
  color: inherit;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  margin-bottom: 1.15rem;
  color: var(--ocean);
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.19em;
  line-height: 1.4;
  text-transform: uppercase;
}

.eyebrow::before {
  width: 2.1rem;
  height: 1px;
  content: "";
  background: currentColor;
}

.section--ocean .eyebrow {
  color: var(--sand);
}

.lede {
  max-width: 65ch;
  color: var(--ink-soft);
  font-size: clamp(1.05rem, 1.7vw, 1.23rem);
  line-height: 1.85;
}

.section--ocean .lede {
  color: rgba(255, 253, 249, 0.8);
}

.text-link {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  color: var(--ocean);
  font-size: 0.84rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-decoration: none;
  text-transform: uppercase;
}

.text-link svg {
  width: 1rem;
  transition: transform 180ms ease;
}

.text-link:hover svg {
  transform: translateX(0.3rem);
}

.button-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-top: 2rem;
}

.button {
  display: inline-flex;
  min-height: 3.25rem;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  padding: 0.9rem 1.35rem;
  border: 1px solid transparent;
  border-radius: var(--radius-pill);
  color: var(--white);
  background: var(--ocean);
  box-shadow: 0 8px 20px rgba(31, 111, 115, 0.16);
  cursor: pointer;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  line-height: 1;
  text-decoration: none;
  text-transform: uppercase;
  transition: transform 180ms ease, box-shadow 180ms ease, background 180ms ease;
}

.button:hover {
  color: var(--white);
  background: var(--ocean-deep);
  box-shadow: 0 12px 28px rgba(31, 111, 115, 0.23);
  transform: translateY(-2px);
}

.button--coral {
  color: var(--white);
  background: var(--coral);
  box-shadow: 0 8px 22px rgba(231, 111, 81, 0.22);
}

.button--coral:hover {
  background: var(--terracotta);
}

.button--ghost {
  border-color: rgba(31, 111, 115, 0.28);
  color: var(--ocean-deep);
  background: transparent;
  box-shadow: none;
}

.button--ghost:hover {
  border-color: var(--ocean);
  color: var(--white);
  background: var(--ocean);
}

.button--light {
  color: var(--ocean-deep);
  background: var(--white);
  box-shadow: none;
}

.button--light:hover {
  color: var(--ocean-deep);
  background: var(--sand);
}

.button--small {
  min-height: 2.7rem;
  padding: 0.72rem 1.05rem;
  font-size: 0.7rem;
}

.site-header {
  position: sticky;
  z-index: 100;
  top: 0;
  height: var(--header-height);
  border-bottom: 1px solid transparent;
  background: rgba(255, 250, 242, 0.9);
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
  transition: box-shadow 180ms ease, border-color 180ms ease, background 180ms ease;
}

.site-header.is-scrolled {
  border-color: var(--line);
  background: rgba(255, 250, 242, 0.97);
  box-shadow: 0 8px 30px rgba(31, 79, 78, 0.07);
}

.nav-shell {
  display: flex;
  width: min(calc(100% - 2rem), var(--container));
  height: 100%;
  align-items: center;
  justify-content: space-between;
  margin-inline: auto;
}

.brand {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
}

.brand__logo {
  width: 168px;
  height: auto;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: clamp(1rem, 2.2vw, 2rem);
}

.site-nav > a:not(.button) {
  position: relative;
  padding-block: 0.75rem;
  color: var(--ink);
  font-size: 0.73rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-decoration: none;
  text-transform: uppercase;
}

.site-nav > a:not(.button)::after {
  position: absolute;
  right: 0;
  bottom: 0.42rem;
  left: 0;
  height: 1px;
  content: "";
  background: var(--coral);
  transform: scaleX(0);
  transform-origin: right;
  transition: transform 180ms ease;
}

.site-nav > a:not(.button):hover::after,
.site-nav > a[aria-current="page"]::after {
  transform: scaleX(1);
  transform-origin: left;
}

.nav-toggle {
  display: none;
  width: 3rem;
  height: 3rem;
  align-items: center;
  justify-content: center;
  padding: 0;
  border: 1px solid var(--line);
  border-radius: 50%;
  color: var(--ink);
  background: transparent;
  cursor: pointer;
}

.nav-toggle__lines,
.nav-toggle__lines::before,
.nav-toggle__lines::after {
  display: block;
  width: 1.25rem;
  height: 1.5px;
  background: currentColor;
  transition: transform 180ms ease, opacity 180ms ease;
}

.nav-toggle__lines {
  position: relative;
}

.nav-toggle__lines::before,
.nav-toggle__lines::after {
  position: absolute;
  left: 0;
  content: "";
}

.nav-toggle__lines::before {
  top: -0.38rem;
}

.nav-toggle__lines::after {
  top: 0.38rem;
}

.nav-toggle[aria-expanded="true"] .nav-toggle__lines {
  background: transparent;
}

.nav-toggle[aria-expanded="true"] .nav-toggle__lines::before {
  top: 0;
  transform: rotate(45deg);
}

.nav-toggle[aria-expanded="true"] .nav-toggle__lines::after {
  top: 0;
  transform: rotate(-45deg);
}

.hero {
  position: relative;
  overflow: hidden;
  padding-block: clamp(3rem, 5vw, 5rem) clamp(5rem, 9vw, 8.5rem);
  background:
    radial-gradient(circle at 10% 10%, rgba(234, 220, 198, 0.75), transparent 35%),
    linear-gradient(115deg, var(--cream-light), rgba(246, 241, 230, 0.48));
}

.hero::before {
  position: absolute;
  top: -11rem;
  left: -10rem;
  width: 29rem;
  height: 29rem;
  border: 1px solid rgba(109, 169, 170, 0.18);
  border-radius: 50%;
  content: "";
}

.hero::after {
  position: absolute;
  right: -9rem;
  bottom: -12rem;
  width: 34rem;
  height: 34rem;
  border-radius: 50%;
  content: "";
  background: rgba(201, 220, 224, 0.27);
}

.hero__grid {
  position: relative;
  z-index: 2;
  display: grid;
  align-items: center;
  gap: clamp(3rem, 7vw, 7rem);
  grid-template-columns: minmax(0, 0.95fr) minmax(350px, 0.85fr);
}

.hero__copy {
  padding-block: 1.5rem;
}

.hero__copy h1 {
  max-width: 10ch;
  margin-bottom: 1.35rem;
}

.hero__copy h1 em {
  color: var(--ocean);
  font-style: italic;
  font-weight: 400;
}

.hero__copy .lede {
  max-width: 58ch;
}

.hero__visual {
  position: relative;
  min-height: 650px;
}

.hero__image-frame {
  position: absolute;
  inset: 0 0 0 3rem;
  overflow: hidden;
  border-radius: 44% 44% 1.5rem 1.5rem / 23% 23% 1.5rem 1.5rem;
  box-shadow: var(--shadow-lg);
}

.hero__image-frame::after {
  position: absolute;
  inset: 0;
  content: "";
  background: linear-gradient(to top, rgba(17, 56, 57, 0.23), transparent 55%);
}

.hero__image-frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 54% center;
}

.hero__note {
  position: absolute;
  z-index: 3;
  bottom: 2.4rem;
  left: 0;
  display: flex;
  max-width: 290px;
  align-items: center;
  gap: 1rem;
  padding: 1rem 1.2rem;
  border: 1px solid rgba(31, 111, 115, 0.12);
  border-radius: var(--radius-md);
  background: rgba(255, 253, 249, 0.93);
  box-shadow: var(--shadow-md);
  backdrop-filter: blur(12px);
}

.hero__note img {
  width: 68px;
  flex: 0 0 auto;
}

.hero__note span {
  color: var(--ocean-deep);
  font-family: var(--font-display);
  font-size: 1.4rem;
  line-height: 1.1;
}

.trust-list {
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem 1.25rem;
  margin: 2rem 0 0;
  padding: 0;
  color: var(--ink-soft);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  list-style: none;
  text-transform: uppercase;
}

.trust-list li {
  display: flex;
  align-items: center;
  gap: 0.55rem;
}

.trust-list li::before {
  width: 0.4rem;
  height: 0.4rem;
  border-radius: 50%;
  content: "";
  background: var(--coral);
}

.intro-grid,
.split-grid,
.about-preview,
.contact-grid {
  display: grid;
  align-items: center;
  gap: clamp(2.5rem, 7vw, 6rem);
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.intro-grid h2,
.split-grid h2,
.about-preview h2 {
  margin-bottom: 1.35rem;
}

.statement {
  position: relative;
  padding: clamp(2rem, 4vw, 3.4rem);
  border: 1px solid rgba(31, 111, 115, 0.12);
  border-radius: var(--radius-lg);
  background: linear-gradient(145deg, rgba(255, 253, 249, 0.96), rgba(234, 220, 198, 0.36));
  box-shadow: var(--shadow-sm);
}

.statement::before {
  display: block;
  margin-bottom: 1rem;
  color: var(--coral);
  content: "“";
  font-family: var(--font-display);
  font-size: 5rem;
  line-height: 0.5;
}

.statement p {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3.5vw, 3rem);
  line-height: 1.15;
}

.section-heading {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 2rem;
  margin-bottom: clamp(2.4rem, 5vw, 4rem);
}

.section-heading > div {
  max-width: 740px;
}

.section-heading h2 {
  margin-bottom: 0.8rem;
}

.card-grid {
  display: grid;
  gap: 1.35rem;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.service-card,
.value-card {
  position: relative;
  overflow: hidden;
  min-height: 100%;
  padding: clamp(1.65rem, 3vw, 2.3rem);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: rgba(255, 253, 249, 0.86);
  box-shadow: var(--shadow-sm);
  transition: transform 220ms ease, box-shadow 220ms ease, border-color 220ms ease;
}

.service-card::after {
  position: absolute;
  right: -4rem;
  bottom: -4rem;
  width: 9rem;
  height: 9rem;
  border-radius: 50%;
  content: "";
  background: rgba(201, 220, 224, 0.3);
  transition: transform 250ms ease;
}

.service-card:hover,
.value-card:hover {
  border-color: rgba(31, 111, 115, 0.3);
  box-shadow: var(--shadow-md);
  transform: translateY(-6px);
}

.service-card:hover::after {
  transform: scale(1.2);
}

.card-icon {
  display: grid;
  width: 3.5rem;
  height: 3.5rem;
  place-items: center;
  margin-bottom: 1.5rem;
  border-radius: 50%;
  color: var(--ocean);
  background: rgba(201, 220, 224, 0.55);
}

.card-icon svg {
  width: 1.7rem;
  height: 1.7rem;
}

.service-card h3,
.value-card h3 {
  margin-bottom: 0.8rem;
  font-size: 2rem;
}

.service-card p,
.value-card p {
  position: relative;
  z-index: 2;
  color: var(--ink-soft);
}

.process-grid {
  display: grid;
  counter-reset: step;
  gap: 1rem;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.process-step {
  position: relative;
  padding: 2rem 1.5rem 1.4rem;
  border-top: 1px solid rgba(255, 253, 249, 0.34);
  counter-increment: step;
}

.process-step::before {
  display: block;
  margin-bottom: 1rem;
  color: var(--coral);
  content: "0" counter(step);
  font-family: var(--font-display);
  font-size: 2.3rem;
  font-style: italic;
}

.process-step h3 {
  margin-bottom: 0.7rem;
  color: var(--white);
  font-size: 2rem;
}

.process-step p {
  color: rgba(255, 253, 249, 0.75);
}

.image-frame {
  position: relative;
  overflow: hidden;
  min-height: 560px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

.image-frame::before {
  position: absolute;
  z-index: 2;
  inset: 1rem;
  border: 1px solid rgba(255, 253, 249, 0.65);
  border-radius: calc(var(--radius-lg) - 0.6rem);
  content: "";
  pointer-events: none;
}

.image-frame img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.image-frame--about img {
  object-position: center 20%;
}

.no-pressure {
  display: grid;
  overflow: hidden;
  align-items: center;
  gap: 2rem;
  padding: clamp(2rem, 5vw, 4rem);
  border-radius: var(--radius-lg);
  color: var(--white);
  background:
    linear-gradient(110deg, rgba(21, 85, 90, 0.97), rgba(31, 111, 115, 0.9)),
    url("../images/policy-meeting.webp") center 52% / cover;
  box-shadow: var(--shadow-md);
  grid-template-columns: 0.9fr auto;
}

.no-pressure h2 {
  max-width: 13ch;
  margin-bottom: 0.75rem;
  color: var(--white);
}

.no-pressure p {
  max-width: 64ch;
  color: rgba(255, 253, 249, 0.82);
}

.insight-grid {
  display: grid;
  gap: 1.35rem;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.insight-card {
  display: flex;
  overflow: hidden;
  min-height: 100%;
  flex-direction: column;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: var(--white);
  box-shadow: var(--shadow-sm);
  transition: transform 220ms ease, box-shadow 220ms ease;
}

.insight-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-6px);
}

.insight-card__image {
  position: relative;
  overflow: hidden;
  aspect-ratio: 16 / 10;
}

.insight-card__image::after {
  position: absolute;
  inset: 0;
  content: "";
  background: linear-gradient(to top, rgba(24, 58, 61, 0.2), transparent 55%);
}

.insight-card__image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 500ms ease;
}

.insight-card:hover .insight-card__image img {
  transform: scale(1.035);
}

.insight-card__body {
  display: flex;
  flex: 1;
  flex-direction: column;
  padding: 1.5rem;
}

.insight-card__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1rem;
  margin-bottom: 0.8rem;
  color: var(--ocean);
  font-size: 0.67rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.insight-card h3 {
  margin-bottom: 0.75rem;
  font-size: 2rem;
}

.insight-card h3 a {
  text-decoration: none;
}

.insight-card p {
  color: var(--ink-soft);
  font-size: 0.92rem;
}

.insight-card .text-link {
  margin-top: auto;
  padding-top: 1rem;
}

.faq-list {
  max-width: 880px;
  margin: 0 auto;
  border-top: 1px solid var(--line);
}

.faq-item {
  border-bottom: 1px solid var(--line);
}

.faq-item button {
  display: grid;
  width: 100%;
  align-items: center;
  padding: 1.5rem 0;
  border: 0;
  color: var(--ink);
  background: transparent;
  cursor: pointer;
  grid-template-columns: 1fr auto;
  text-align: left;
}

.faq-item button span:first-child {
  font-family: var(--font-display);
  font-size: clamp(1.4rem, 2.6vw, 2rem);
  line-height: 1.2;
}

.faq-item__icon {
  position: relative;
  width: 1.35rem;
  height: 1.35rem;
}

.faq-item__icon::before,
.faq-item__icon::after {
  position: absolute;
  top: 50%;
  left: 50%;
  width: 100%;
  height: 1.5px;
  content: "";
  background: var(--ocean);
  transform: translate(-50%, -50%);
  transition: transform 180ms ease;
}

.faq-item__icon::after {
  transform: translate(-50%, -50%) rotate(90deg);
}

.faq-item button[aria-expanded="true"] .faq-item__icon::after {
  transform: translate(-50%, -50%) rotate(0deg);
}

.faq-item__answer {
  overflow: hidden;
}

.faq-item__answer[hidden] {
  display: none;
}

.faq-item__answer > div {
  max-width: 72ch;
  padding: 0 0 1.6rem;
  color: var(--ink-soft);
}

.cta-band {
  position: relative;
  overflow: hidden;
  padding: clamp(3.5rem, 7vw, 6rem) 1.25rem;
  color: var(--white);
  background: var(--ocean);
  text-align: center;
}

.cta-band::before,
.cta-band::after {
  position: absolute;
  width: 17rem;
  height: 17rem;
  border: 1px solid rgba(255, 253, 249, 0.22);
  border-radius: 50%;
  content: "";
}

.cta-band::before {
  top: -9rem;
  left: -7rem;
}

.cta-band::after {
  right: -6rem;
  bottom: -10rem;
}

.cta-band__inner {
  position: relative;
  z-index: 2;
  max-width: 820px;
  margin-inline: auto;
}

.cta-band h2 {
  margin-bottom: 1rem;
  color: var(--white);
}

.cta-band p {
  max-width: 62ch;
  margin: 0 auto;
  color: rgba(255, 253, 249, 0.8);
}

.cta-band .button-row {
  justify-content: center;
}

.page-hero {
  position: relative;
  overflow: hidden;
  padding-block: clamp(3.7rem, 7vw, 7rem);
  background:
    radial-gradient(circle at 10% 30%, rgba(234, 220, 198, 0.8), transparent 35%),
    linear-gradient(135deg, var(--cream-light), rgba(201, 220, 224, 0.45));
}

.page-hero__grid {
  display: grid;
  align-items: center;
  gap: clamp(2.5rem, 7vw, 6rem);
  grid-template-columns: minmax(0, 0.95fr) minmax(330px, 0.75fr);
}

.page-hero h1 {
  max-width: 11ch;
  margin-bottom: 1.1rem;
}

.page-hero__image {
  position: relative;
  overflow: hidden;
  min-height: 520px;
  border-radius: 48% 48% var(--radius-lg) var(--radius-lg) / 24% 24% var(--radius-lg) var(--radius-lg);
  box-shadow: var(--shadow-lg);
}

.page-hero__image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.page-hero__image--portrait img {
  object-position: center 18%;
}

.page-hero__image--roof img {
  object-position: center 25%;
}

.page-hero__image--meeting img {
  object-position: center 60%;
}

.story-grid {
  display: grid;
  align-items: start;
  gap: clamp(3rem, 7vw, 6rem);
  grid-template-columns: minmax(260px, 0.6fr) minmax(0, 1fr);
}

.story-sticky {
  position: sticky;
  top: calc(var(--header-height) + 2rem);
}

.story-sticky img {
  width: 100%;
  max-height: 630px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  object-fit: cover;
}

.story-sticky__caption {
  display: flex;
  align-items: center;
  gap: 0.8rem;
  margin-top: 1rem;
  color: var(--ink-soft);
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-style: italic;
}

.story-sticky__caption::before {
  width: 2.2rem;
  height: 1px;
  content: "";
  background: var(--coral);
}

.story-copy > p:first-of-type {
  color: var(--ink);
  font-family: var(--font-display);
  font-size: clamp(1.7rem, 3vw, 2.45rem);
  line-height: 1.3;
}

.story-copy p {
  color: var(--ink-soft);
  font-size: 1.03rem;
}

.story-quote {
  margin: 2.2rem 0;
  padding: 1.7rem 0 1.7rem 1.6rem;
  border-left: 3px solid var(--coral);
  color: var(--ocean-deep);
  font-family: var(--font-display);
  font-size: clamp(1.65rem, 3vw, 2.35rem);
  font-style: italic;
  line-height: 1.25;
}

.photo-pair {
  display: grid;
  align-items: stretch;
  gap: 1.3rem;
  grid-template-columns: 1.15fr 0.85fr;
}

.photo-pair figure {
  overflow: hidden;
  margin: 0;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
}

.photo-pair figure:first-child {
  min-height: 520px;
}

.photo-pair figure:last-child {
  margin-top: 4rem;
  min-height: 430px;
}

.photo-pair img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.photo-pair figure:first-child img {
  object-position: center;
}

.photo-pair figure:last-child img {
  object-position: 48% center;
}

.value-grid {
  display: grid;
  gap: 1rem;
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.value-card {
  box-shadow: none;
}

.value-card__number {
  display: block;
  margin-bottom: 1.1rem;
  color: var(--coral);
  font-family: var(--font-display);
  font-size: 2rem;
  font-style: italic;
}

.filters {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-bottom: 2rem;
}

.filter-button {
  padding: 0.65rem 1rem;
  border: 1px solid var(--line);
  border-radius: var(--radius-pill);
  color: var(--ink-soft);
  background: transparent;
  cursor: pointer;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  transition: color 180ms ease, background 180ms ease, border-color 180ms ease;
}

.filter-button:hover,
.filter-button[aria-pressed="true"] {
  border-color: var(--ocean);
  color: var(--white);
  background: var(--ocean);
}

.insight-card[hidden] {
  display: none;
}

.topic-callout {
  display: grid;
  align-items: center;
  gap: 2rem;
  padding: clamp(2rem, 5vw, 4rem);
  border: 1px solid rgba(31, 111, 115, 0.14);
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, var(--cream), rgba(201, 220, 224, 0.45));
  grid-template-columns: 1fr auto;
}

.topic-callout h2 {
  margin-bottom: 0.75rem;
}

.contact-grid {
  align-items: start;
  grid-template-columns: minmax(0, 0.75fr) minmax(380px, 1fr);
}

.contact-aside {
  position: sticky;
  top: calc(var(--header-height) + 2rem);
}

.promise-card {
  padding: clamp(1.8rem, 4vw, 3rem);
  border-radius: var(--radius-lg);
  color: var(--white);
  background:
    radial-gradient(circle at 85% 20%, rgba(231, 111, 81, 0.24), transparent 33%),
    var(--ocean-deep);
  box-shadow: var(--shadow-md);
}

.promise-card h2,
.promise-card h3 {
  color: var(--white);
}

.promise-card p {
  color: rgba(255, 253, 249, 0.8);
}

.promise-list {
  margin: 1.5rem 0 0;
  padding: 0;
  list-style: none;
}

.promise-list li {
  display: grid;
  gap: 0.8rem;
  padding-block: 0.8rem;
  border-top: 1px solid rgba(255, 253, 249, 0.16);
  color: rgba(255, 253, 249, 0.86);
  grid-template-columns: 1.2rem 1fr;
}

.promise-list svg {
  width: 1.2rem;
  margin-top: 0.25rem;
  color: var(--sand);
}

.contact-form {
  padding: clamp(1.5rem, 4vw, 3rem);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  background: var(--white);
  box-shadow: var(--shadow-sm);
}

.form-intro {
  margin-bottom: 2rem;
}

.form-intro h2 {
  margin-bottom: 0.65rem;
}

.form-intro p {
  color: var(--ink-soft);
}

.form-grid {
  display: grid;
  gap: 1.1rem;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.form-field {
  display: grid;
  gap: 0.45rem;
}

.form-field--full {
  grid-column: 1 / -1;
}

.form-field label,
.form-legend {
  color: var(--ink);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.04em;
}

.form-field input,
.form-field select,
.form-field textarea {
  width: 100%;
  min-height: 3.2rem;
  padding: 0.8rem 0.9rem;
  border: 1px solid rgba(31, 111, 115, 0.23);
  border-radius: 0.75rem;
  color: var(--ink);
  background: #fffdfa;
  transition: border-color 180ms ease, box-shadow 180ms ease;
}

.form-field textarea {
  min-height: 150px;
  resize: vertical;
}

.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  border-color: var(--ocean);
  outline: 0;
  box-shadow: 0 0 0 4px rgba(109, 169, 170, 0.17);
}

.field-note,
.form-note {
  color: var(--ink-soft);
  font-size: 0.74rem;
  line-height: 1.55;
}

.form-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-top: 1.5rem;
}

.honeypot {
  position: absolute !important;
  overflow: hidden;
  width: 1px;
  height: 1px;
  padding: 0;
  border: 0;
  clip: rect(0 0 0 0);
  white-space: nowrap;
}

.contact-details {
  display: grid;
  gap: 0.75rem;
  margin-top: 1.4rem;
}

.contact-detail {
  display: flex;
  align-items: center;
  gap: 0.8rem;
  color: rgba(255, 253, 249, 0.88);
  text-decoration: none;
}

.contact-detail[hidden] {
  display: none;
}

.contact-detail svg {
  width: 1.2rem;
  color: var(--sand);
}

.breadcrumbs {
  margin-bottom: 1.7rem;
  color: var(--ink-soft);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.breadcrumbs ol {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.breadcrumbs li:not(:last-child)::after {
  margin-left: 0.45rem;
  content: "/";
  opacity: 0.45;
}

.breadcrumbs a {
  text-decoration: none;
}

.article-hero {
  padding-block: clamp(3.5rem, 7vw, 6.5rem) 2.5rem;
  background: linear-gradient(145deg, var(--cream-light), rgba(201, 220, 224, 0.35));
}

.article-header {
  max-width: 920px;
  margin-inline: auto;
  text-align: center;
}

.article-header h1 {
  max-width: 14ch;
  margin: 0 auto 1rem;
  font-size: clamp(3.2rem, 7vw, 6.2rem);
}

.article-deck {
  max-width: 64ch;
  margin: 0 auto;
  color: var(--ink-soft);
  font-size: clamp(1.05rem, 2vw, 1.3rem);
}

.article-meta {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.6rem 1.2rem;
  margin-top: 1.5rem;
  color: var(--ocean);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.article-image {
  overflow: hidden;
  width: min(calc(100% - 2rem), 1180px);
  max-height: 680px;
  margin: 2rem auto 0;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

.article-image img {
  width: 100%;
  height: min(62vw, 680px);
  object-fit: cover;
}

.article-image--roof img {
  object-position: center 33%;
}

.article-image--auto img {
  object-position: center 65%;
}

.article-image--renewal img {
  object-position: center 60%;
}

.article-layout {
  display: grid;
  align-items: start;
  gap: clamp(2rem, 5vw, 5rem);
  grid-template-columns: 230px minmax(0, 760px);
  justify-content: center;
}

.article-toc {
  position: sticky;
  top: calc(var(--header-height) + 2rem);
  padding: 1.25rem;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: rgba(246, 241, 230, 0.55);
}

.article-toc strong {
  display: block;
  margin-bottom: 0.8rem;
  color: var(--ocean);
  font-size: 0.68rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.article-toc ol {
  margin: 0;
  padding-left: 1.1rem;
  color: var(--ink-soft);
  font-size: 0.78rem;
}

.article-toc li + li {
  margin-top: 0.55rem;
}

.article-toc a {
  text-decoration: none;
}

.article-content {
  min-width: 0;
}

.article-content > p:first-child {
  color: var(--ink);
  font-family: var(--font-display);
  font-size: clamp(1.55rem, 3vw, 2.2rem);
  line-height: 1.35;
}

.article-content h2 {
  margin-top: 3.2rem;
  margin-bottom: 1rem;
  font-size: clamp(2.2rem, 4vw, 3.3rem);
}

.article-content h3 {
  margin-top: 2.2rem;
  margin-bottom: 0.7rem;
  font-size: 1.75rem;
}

.article-content p,
.article-content li {
  color: #405758;
  font-size: 1rem;
}

.article-content ul,
.article-content ol {
  padding-left: 1.3rem;
}

.article-content li + li {
  margin-top: 0.65rem;
}

.article-content a {
  color: var(--ocean-deep);
}

.article-callout {
  margin-block: 2rem;
  padding: 1.5rem 1.7rem;
  border: 1px solid rgba(31, 111, 115, 0.15);
  border-left: 4px solid var(--coral);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  background: linear-gradient(135deg, rgba(234, 220, 198, 0.47), rgba(201, 220, 224, 0.27));
}

.article-callout strong {
  display: block;
  margin-bottom: 0.35rem;
  color: var(--ocean-deep);
}

.comparison-table {
  overflow-x: auto;
  margin-block: 2rem;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
}

.comparison-table table {
  width: 100%;
  border-collapse: collapse;
  min-width: 620px;
  background: var(--white);
}

.comparison-table th,
.comparison-table td {
  padding: 1rem;
  border-bottom: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}

.comparison-table th {
  color: var(--ocean-deep);
  background: rgba(201, 220, 224, 0.32);
  font-size: 0.74rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.comparison-table tr:last-child td {
  border-bottom: 0;
}

.source-list {
  margin-top: 3rem;
  padding-top: 1.7rem;
  border-top: 1px solid var(--line);
}

.source-list h2 {
  margin-top: 0;
  font-size: 2rem;
}

.source-list ul {
  padding-left: 1.1rem;
  font-size: 0.83rem;
}

.article-disclaimer {
  margin-top: 2.3rem;
  padding: 1.2rem;
  border-radius: var(--radius-sm);
  color: var(--ink-soft);
  background: rgba(234, 220, 198, 0.4);
  font-size: 0.76rem;
  line-height: 1.6;
}

.simple-page {
  padding-block: clamp(4rem, 8vw, 7rem);
}

.simple-page h1 {
  max-width: 12ch;
}

.simple-page h2 {
  margin-top: 2.6rem;
  font-size: 2.4rem;
}

.simple-page p,
.simple-page li {
  color: var(--ink-soft);
}

.centered-state {
  display: grid;
  min-height: calc(100vh - var(--header-height));
  place-items: center;
  padding: 3rem 1rem;
  background: linear-gradient(145deg, var(--cream-light), rgba(201, 220, 224, 0.42));
  text-align: center;
}

.centered-state__card {
  max-width: 740px;
  padding: clamp(2rem, 5vw, 4rem);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  background: rgba(255, 253, 249, 0.92);
  box-shadow: var(--shadow-md);
}

.centered-state__card img {
  width: 125px;
  margin: 0 auto 1.2rem;
}

.centered-state h1 {
  margin-bottom: 0.8rem;
  font-size: clamp(3rem, 7vw, 5.4rem);
}

.centered-state p {
  color: var(--ink-soft);
}

.site-footer {
  padding-block: 4rem 1.6rem;
  border-top: 1px solid rgba(31, 111, 115, 0.16);
  background: var(--cream);
}

.footer-grid {
  display: grid;
  gap: 2.2rem;
  padding-bottom: 2.5rem;
  border-bottom: 1px solid rgba(31, 111, 115, 0.15);
  grid-template-columns: 1.2fr 0.7fr 0.9fr;
}

.footer-brand img {
  width: 205px;
  margin-bottom: 1rem;
}

.footer-brand p {
  max-width: 38ch;
  color: var(--ink-soft);
  font-family: var(--font-display);
  font-size: 1.35rem;
  line-height: 1.35;
}

.footer-heading {
  display: block;
  margin-bottom: 1rem;
  color: var(--ocean);
  font-size: 0.69rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.footer-links {
  display: grid;
  gap: 0.55rem;
}

.footer-links a {
  width: fit-content;
  color: var(--ink-soft);
  font-size: 0.88rem;
  text-decoration: none;
}

.footer-links a:hover {
  color: var(--ocean);
}

.footer-cta p {
  max-width: 34ch;
  color: var(--ink-soft);
  font-size: 0.88rem;
}

.footer-bottom {
  display: flex;
  align-items: start;
  justify-content: space-between;
  gap: 2rem;
  padding-top: 1.5rem;
  color: var(--ink-soft);
  font-size: 0.68rem;
  line-height: 1.6;
}

.footer-bottom p {
  margin: 0;
}

.footer-bottom__legal {
  max-width: 68ch;
  text-align: right;
}


@media (max-width: 1020px) {
  :root {
    --header-height: 76px;
  }

  .brand__logo {
    width: 145px;
  }

  .nav-toggle {
    display: inline-flex;
  }

  .site-nav {
    position: fixed;
    z-index: 99;
    top: var(--header-height);
    right: 0;
    left: 0;
    display: grid;
    max-height: 0;
    overflow: hidden;
    align-content: start;
    gap: 0;
    padding: 0 1rem;
    border-bottom: 1px solid transparent;
    background: rgba(255, 250, 242, 0.99);
    opacity: 0;
    transform: translateY(-0.5rem);
    transition: max-height 260ms ease, opacity 180ms ease, transform 180ms ease, padding 260ms ease;
  }

  .site-nav.is-open {
    max-height: calc(100vh - var(--header-height));
    overflow-y: auto;
    padding-block: 0.75rem 1.25rem;
    border-color: var(--line);
    box-shadow: 0 18px 40px rgba(31, 79, 78, 0.12);
    opacity: 1;
    transform: translateY(0);
  }

  .site-nav > a:not(.button) {
    padding: 1rem 0.35rem;
    border-bottom: 1px solid var(--line);
  }

  .site-nav > a:not(.button)::after {
    display: none;
  }

  .site-nav .button {
    width: 100%;
    margin-top: 1rem;
  }

  .hero__grid,
  .page-hero__grid {
    gap: 3rem;
    grid-template-columns: 1fr;
  }

  .hero__copy {
    max-width: 760px;
  }

  .hero__visual {
    min-height: 640px;
  }

  .hero__image-frame {
    inset: 0 0 0 4rem;
  }

  .card-grid,
  .insight-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .card-grid > :last-child,
  .insight-grid > :last-child {
    grid-column: 1 / -1;
  }

  .value-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .article-layout {
    grid-template-columns: 1fr;
  }

  .article-toc {
    position: static;
  }

  .article-toc ol {
    columns: 2;
  }
}

@media (max-width: 780px) {
  .section-heading {
    display: block;
  }

  .section-heading .text-link {
    margin-top: 1rem;
  }

  .intro-grid,
  .split-grid,
  .about-preview,
  .contact-grid,
  .story-grid {
    grid-template-columns: 1fr;
  }

  .story-sticky,
  .contact-aside {
    position: static;
  }

  .process-grid {
    grid-template-columns: 1fr;
  }

  .process-step {
    padding-inline: 0;
  }

  .no-pressure,
  .topic-callout {
    grid-template-columns: 1fr;
  }

  .no-pressure h2 {
    max-width: none;
  }

  .photo-pair {
    grid-template-columns: 1fr;
  }

  .photo-pair figure:last-child {
    margin-top: 0;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }

  .footer-brand {
    grid-column: 1 / -1;
  }

  .footer-bottom {
    display: grid;
  }

  .footer-bottom__legal {
    text-align: left;
  }
}

@media (max-width: 600px) {
  :root {
    --radius-lg: 1.5rem;
  }

  .container,
  .container--narrow,
  .nav-shell {
    width: min(calc(100% - 1.25rem), var(--container));
  }

  .hero {
    padding-top: 2rem;
  }

  .hero__visual {
    min-height: 520px;
  }

  .hero__image-frame {
    inset: 0 0 0 1.2rem;
  }

  .hero__note {
    bottom: 1.2rem;
    max-width: 250px;
  }

  .hero__note img {
    width: 54px;
  }

  .hero__note span {
    font-size: 1.18rem;
  }

  .card-grid,
  .insight-grid,
  .value-grid,
  .form-grid {
    grid-template-columns: 1fr;
  }

  .card-grid > :last-child,
  .insight-grid > :last-child {
    grid-column: auto;
  }

  .image-frame,
  .page-hero__image {
    min-height: 440px;
  }

  .photo-pair figure:first-child,
  .photo-pair figure:last-child {
    min-height: 380px;
  }

  .form-actions {
    align-items: stretch;
    flex-direction: column;
  }

  .form-actions .button {
    width: 100%;
  }

  .article-toc ol {
    columns: 1;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .footer-brand {
    grid-column: auto;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }

  [data-reveal] {
    opacity: 1;
    transform: none;
  }
}

@media print {
  .site-header,
  .site-footer,
  .article-toc,
  .cta-band,
  .button-row,
  .breadcrumbs {
    display: none !important;
  }

  body {
    color: #000;
    background: #fff;
  }

  .article-hero,
  .section {
    padding: 1rem 0;
    background: #fff;
  }

  .article-layout {
    display: block;
  }
}

/* Utility and content refinements */
.sr-only {
  position: absolute !important;
  overflow: hidden;
  width: 1px;
  height: 1px;
  padding: 0;
  border: 0;
  margin: -1px;
  clip: rect(0, 0, 0, 0);
  clip-path: inset(50%);
  white-space: nowrap;
}

.hero__image-frame--home img {
  object-position: 50% 58%;
}

.footer-contact-lines {
  display: grid;
  gap: 0.55rem;
  margin-top: 1.25rem;
}

.footer-contact-line {
  display: flex;
  width: fit-content;
  align-items: center;
  gap: 0.65rem;
  color: var(--ink-soft);
  font-size: 0.78rem;
  text-decoration: none;
}

.footer-contact-line[hidden] {
  display: none;
}

.footer-contact-line svg {
  width: 1rem;
  flex: 0 0 auto;
  color: var(--ocean);
}

.compact-card-grid .service-card {
  min-height: 280px;
}

.topic-tag,
.optional-label {
  color: var(--ocean);
  font-size: 0.66rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.topic-tag {
  display: inline-block;
  margin-bottom: 1rem;
}

.optional-label {
  margin-left: 0.35rem;
  color: var(--ink-soft);
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: none;
}

.form-consent {
  display: grid;
  align-items: start;
  gap: 0.7rem;
  margin-top: 1.25rem;
  color: var(--ink-soft);
  cursor: pointer;
  font-size: 0.78rem;
  grid-template-columns: auto 1fr;
  line-height: 1.55;
}

.form-consent input {
  width: 1rem;
  height: 1rem;
  margin-top: 0.18rem;
  accent-color: var(--ocean);
}

.local-form-status {
  margin-top: 1rem;
  padding: 0.9rem 1rem;
  border-left: 3px solid var(--coral);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  color: var(--ink-soft);
  background: rgba(234, 220, 198, 0.42);
  font-size: 0.78rem;
}

.article-next-step {
  margin-top: 3rem;
  padding: clamp(1.5rem, 4vw, 2.6rem);
  border: 1px solid rgba(31, 111, 115, 0.16);
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, rgba(246, 241, 230, 0.75), rgba(201, 220, 224, 0.34));
}

.article-next-step h2 {
  margin-top: 0;
  margin-bottom: 0.6rem;
  font-size: clamp(2rem, 4vw, 3rem);
}

.article-next-step p {
  margin-bottom: 1.25rem;
}

.article-content code,
.simple-page code {
  padding: 0.12rem 0.35rem;
  border-radius: 0.3rem;
  color: var(--ocean-deep);
  background: rgba(201, 220, 224, 0.38);
  font-size: 0.9em;
}

/* Keep content available when JavaScript is blocked. */
[data-reveal] {
  opacity: 1;
  transform: none;
}

.js [data-reveal] {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 650ms ease, transform 650ms ease;
}

.js [data-reveal].is-visible {
  opacity: 1;
  transform: translateY(0);
}

@media (max-width: 600px) {
  .hero__image-frame--home img {
    object-position: 50% 55%;
  }

  .compact-card-grid .service-card {
    min-height: auto;
  }
}

@media (prefers-reduced-motion: reduce) {
  .js [data-reveal],
  .js [data-reveal].is-visible {
    opacity: 1;
    transform: none;
    transition: none;
  }
}

@media print {
  .js [data-reveal],
  .js [data-reveal].is-visible {
    opacity: 1;
    transform: none;
  }
}

/* SANCOV CONTENT EXTENSIONS */
.visually-hidden {
  position: absolute !important;
  overflow: hidden;
  width: 1px;
  height: 1px;
  padding: 0;
  border: 0;
  margin: -1px;
  clip: rect(0 0 0 0);
  clip-path: inset(50%);
  white-space: nowrap;
}

.page-hero__image img,
.image-frame img {
  position: absolute;
  inset: 0;
}

.page-hero__image,
.image-frame,
.photo-pair figure,
.coverage-panel__image {
  position: relative;
}

.photo-pair img,
.coverage-panel__image img {
  position: absolute;
  inset: 0;
}

.section-heading--center {
  justify-content: center;
  text-align: center;
}

.section-heading--center > div {
  margin-inline: auto;
}

.coverage-stack {
  display: grid;
  gap: 1.5rem;
}

.coverage-panel {
  position: relative;
  display: grid;
  overflow: hidden;
  min-height: 560px;
  align-items: stretch;
  gap: clamp(2rem, 5vw, 4rem);
  padding: clamp(2rem, 5vw, 4rem);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  background: var(--white);
  box-shadow: var(--shadow-sm);
  grid-template-columns: minmax(0, 1.1fr) minmax(300px, 0.75fr);
}

.coverage-panel--reverse > div:nth-child(2) { order: 2; }
.coverage-panel--reverse .coverage-panel__image { order: 1; }

.coverage-panel__icon {
  position: absolute;
  z-index: 3;
  top: 1.25rem;
  right: 1.25rem;
  display: grid;
  width: 3.5rem;
  height: 3.5rem;
  place-items: center;
  border-radius: 50%;
  color: var(--ocean);
  background: rgba(255, 253, 249, 0.9);
  box-shadow: var(--shadow-sm);
}

.coverage-panel__icon svg { width: 1.7rem; }
.coverage-panel h2 { margin-bottom: 1rem; }
.coverage-panel p { color: var(--ink-soft); }

.coverage-panel__image {
  min-height: 430px;
  overflow: hidden;
  border-radius: 45% 45% var(--radius-md) var(--radius-md) / 23% 23% var(--radius-md) var(--radius-md);
}

.coverage-panel__image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.coverage-panel:first-child .coverage-panel__image img { object-position: center 35%; }
.coverage-panel:nth-child(2) .coverage-panel__image img { object-position: center 58%; }
.coverage-panel:nth-child(3) .coverage-panel__image img { object-position: center 26%; }

.check-list {
  display: grid;
  gap: 0.65rem;
  margin: 1.35rem 0 1.7rem;
  padding: 0;
  list-style: none;
}

.check-list li {
  display: grid;
  align-items: start;
  gap: 0.65rem;
  color: var(--ink-soft);
  grid-template-columns: 1.15rem 1fr;
}

.check-list svg {
  width: 1.15rem;
  margin-top: 0.25rem;
  color: var(--coral);
}

.number-list {
  display: grid;
  gap: 0;
  margin: 0;
  padding: 0;
  counter-reset: review;
  list-style: none;
}

.number-list li {
  display: grid;
  gap: 0.3rem 1rem;
  padding: 1.15rem 0;
  border-top: 1px solid rgba(255, 253, 249, 0.25);
  counter-increment: review;
  grid-template-columns: 2rem 1fr;
}

.number-list li::before {
  color: var(--coral);
  content: counter(review, decimal-leading-zero);
  font-family: var(--font-display);
  font-size: 1.35rem;
  font-style: italic;
  grid-row: 1 / 3;
}

.number-list strong { color: var(--white); font-family: var(--font-display); font-size: 1.45rem; font-weight: 500; }
.number-list span { color: rgba(255, 253, 249, 0.72); }

.notice-card {
  display: grid;
  align-items: start;
  gap: 1.5rem;
  padding: clamp(2rem, 5vw, 3.5rem);
  border: 1px solid rgba(31, 111, 115, 0.15);
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, rgba(234, 220, 198, 0.55), rgba(201, 220, 224, 0.35));
  grid-template-columns: auto 1fr;
}

.notice-card .card-icon { margin: 0; }
.notice-card h2 { margin-bottom: 0.7rem; }
.notice-card p { color: var(--ink-soft); }

.form-consent label {
  display: grid;
  align-items: start;
  gap: 0.7rem;
  cursor: pointer;
  grid-template-columns: 1.15rem 1fr;
}

.form-consent input {
  width: 1.1rem;
  min-height: 1.1rem;
  margin-top: 0.27rem;
  accent-color: var(--ocean);
}

.local-form-status {
  margin-top: 1rem;
  padding: 0.9rem 1rem;
  border-radius: var(--radius-sm);
  color: var(--ink-soft);
  background: rgba(234, 220, 198, 0.55);
  font-size: 0.82rem;
}

.article-next {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin-top: 2rem;
  padding: 1.3rem 1.5rem;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: var(--cream);
}

.article-next p {
  margin: 0;
  color: var(--ink);
  font-family: var(--font-display);
  font-size: 1.45rem;
}

@media (max-width: 900px) {
  .coverage-panel,
  .coverage-panel--reverse {
    grid-template-columns: 1fr;
  }
  .coverage-panel--reverse > div:nth-child(2),
  .coverage-panel--reverse .coverage-panel__image { order: initial; }
  .coverage-panel__image { min-height: 480px; }
}

@media (max-width: 600px) {
  .coverage-panel { padding: 1.35rem; }
  .coverage-panel__image { min-height: 390px; }
  .notice-card { grid-template-columns: 1fr; }
  .article-next { align-items: stretch; flex-direction: column; }
  .article-next .button { width: 100%; }
}


/* Subtle terracotta accent refinements */
:root {
  --terracotta-soft: #f2ddd3;
  --terracotta-wash: rgba(201, 107, 70, 0.13);
}

.hero {
  background:
    radial-gradient(circle at 88% 16%, rgba(201, 107, 70, 0.14), transparent 25%),
    radial-gradient(circle at 10% 10%, rgba(234, 220, 198, 0.75), transparent 35%),
    linear-gradient(115deg, var(--cream-light), rgba(246, 241, 230, 0.48));
}

.hero::before {
  border-color: rgba(201, 107, 70, 0.18);
}

.hero::after {
  background: linear-gradient(145deg, rgba(201, 107, 70, 0.12), rgba(201, 220, 224, 0.27));
}

.hero__copy h1 em {
  color: var(--terracotta);
}

.page-hero {
  background:
    radial-gradient(circle at 88% 18%, rgba(201, 107, 70, 0.12), transparent 25%),
    radial-gradient(circle at 10% 30%, rgba(234, 220, 198, 0.8), transparent 35%),
    linear-gradient(135deg, var(--cream-light), rgba(201, 220, 224, 0.45));
}

.eyebrow::before {
  background: linear-gradient(90deg, var(--terracotta), currentColor);
}

.section--ocean .eyebrow::before,
.promise-card .eyebrow::before,
.no-pressure .eyebrow::before {
  background: linear-gradient(90deg, var(--coral), var(--sand));
}

.service-card::after {
  background: rgba(201, 107, 70, 0.1);
}

.card-icon {
  border: 1px solid rgba(201, 107, 70, 0.16);
  background: linear-gradient(135deg, rgba(201, 220, 224, 0.58), rgba(201, 107, 70, 0.12));
}

.insight-card__meta {
  color: var(--terracotta);
}

.no-pressure {
  background:
    radial-gradient(circle at 92% 16%, rgba(201, 107, 70, 0.28), transparent 28%),
    linear-gradient(110deg, rgba(21, 85, 90, 0.97), rgba(31, 111, 115, 0.9)),
    url("../images/policy-meeting.webp") center 52% / cover;
}

.cta-band {
  background:
    radial-gradient(circle at 86% 22%, rgba(201, 107, 70, 0.27), transparent 27%),
    var(--ocean);
}

.site-footer {
  background: linear-gradient(180deg, var(--cream), rgba(242, 221, 211, 0.36));
}

.footer-heading {
  color: var(--terracotta);
}

.site-footer .contact-detail {
  color: var(--ink-soft);
}

.site-footer .contact-detail:hover {
  color: var(--terracotta);
}

.site-footer .contact-detail svg {
  color: var(--terracotta);
}